Before you shop online on Cyber Monday, take a few steps to ensure a safe and secure shopping experience:
- Check the URL address for a padlock symbol and make sure it is secure (also check for the “s” in “https”).
- Keep your antivirus software updated.
- Frequently update and differentiate all your passwords to maintain a “healthy” password hygiene.
- Never click on a link in an email if you are not familiar with the sender.
- Use a security code and keep your mobile phone “locked” at all times.
- Verify any downloaded apps are from a trusted source. Read permissions carefully before you download.
- Enable text message verification for your accounts if possible.
- Shop online with a secure network connection, not on public WiFi. Disable automatic WiFi connectivity.
- Check your credit card statement frequently for charges that you don’t recognize.
- Don’t Panic! Report any suspicious activity to your bank or credit card company as soon as possible, and they will walk you through all necessary steps to solve a problem.
Happy Shopping!
PS: Don't forget to click through BeFrugal before you shop for cash back, online coupons and deals!
Photo thanks to Faruk Ateş on Flickr.