Privacy Policy


This Privacy Policy was last updated on 7/14/2017

This privacy policy applies to owned and operated by Capital Intellect, Inc. (collectively, "We", "Our", "Us") This privacy policy describes how Capital Intellect, Inc. collects and uses the personally identifiable information you provide on our Web site: It also describes the choices available to you regarding our use of your personally identifiable information and how you can access and update this information.

If you have an unresolved privacy or data use concern that we have not addressed satisfactorily, please contact our U.S.-based third party dispute resolution provider (free of charge) at

Information Sharing and Disclosure

Personally Identifiable Information

BeFrugal is committed to protecting users' privacy. Users are not required to provide any personally identifiable information in order to use this site.

However, visitors wishing to take advantage of our special offers may be asked to provide their email address and as much of the following information as they are willing to provide: name, gender, age, and personal interests. Contest winners will be required to provide the information necessary to deliver their prizes to them.

BeFrugal does not share any of the personally identifiable information it collects with any third parties.

Personally Identifiable Information ("Cash Back" participants)

Cash Back members will be required to provide their full names and mailing address in order for BeFrugal to provide them with their payment. In the event that the payment is made through the member's PayPal account or Gift Card sufficient information to complete that transaction will be required.

Cash Back members receiving payments in excess of $600 will be required to provide a social security number or Tax ID (TIN) as required by the Federal Government for tax purposes.

PayPal account numbers will be immediately encrypted using 256 bit encryption.

Feedback form

We have an optional feedback/contact us form available that requires responders to provide their name and email address. People who do not want to provide their name and email address should avoid the feedback form.

Links to Third Party Websites

BeFrugal contains links to other websites that should have their own privacy policies. If you wish to receive special offers directly from a merchant partner, this privacy policy does not apply to those communications. Instead, please refer to the relevant merchant partner's privacy policy.

Tracking Technologies

Capital Intellect, Inc. and its partners use cookies or similar technologies to analyze trends, administer the website, track user's movements around the website, and to gather demographic information about our user base as a whole. You can control the use of cookies at the individual browser level, but if you choose to disable cookies, it may limit your use of certain features or functions on our website or service.

Behavioral Targeting / Re-Targeting

We partner with a third party to either display advertising on our Web site or to manage our advertising on other sites. Our third party partner may use technologies such as cookies to gather information about your activities on this site and other sites in order to provide you advertising based upon your browsing activities and interests. If you wish to not have this information used for the purpose of serving you interest-based ads, you may opt-out by clicking here. Please note this does not opt you out of being served ads. You will continue to receive generic ads.

Local Storage Objects (HTML5)

We use Local Shared Objects, such as Flash cookies, and Local Storage, such as HTML5, to store content information and preferences. Third parties with whom we partner to provide certain features on our website or to display advertising based upon your web browsing activity also use Flash cookies and HTML5 to collect and store information. Various browsers may offer their own management tools for removing HTML5. To manage Flash cookies, please click here.


Our Web site includes Social Media Features, such as the Facebook Like button. These Features may collect your IP address, which page you are visiting on our site, and may set a cookie to enable the Feature to function properly. Social Media Features and Widgets are either hosted by a third party or hosted directly on our Site. Your interactions with these Features are governed by the privacy policy of the company providing it.

Links to Other Sites

This website publishes links to other sites that are not owned or controlled by Capital Intellect, Inc. Please be aware that Capital Intellect, Inc. is not responsible for the privacy practices of these sites.

We encourage users to be aware that clicking special offers or coupons will redirect them to various merchant websites. It is important to read individual merchant's privacy policies before making purchases or entering any personally identifiable information.

Promotional Mailings

During the registration process, postal address information is collected and saved in your BeFrugal account. This may be used to send periodic promotions, such as postcards or other mailings from BeFrugal. Your address will not be given or sold to any third parties nor will BeFrugal send any third party promotional mailings.

Information Sharing and Disclosure

We will share your personally identifiable information with third parties only in the ways that are described in this privacy policy. We do not sell your personally identifiable information to third parties.

Customer Testimonials

We post customer testimonials on our website which may contain personally identifiable information such as the customer name. Reviews are solicited via a third party website from an unbiased sampling of our customers. When a review or testimonial is submitted to BeFrugal directly, we obtain the customer's consent prior to posting their name and testimonial. If you wish to update or delete your testimonial, you can contact us at


Our Web site offers publicly accessible blogs or community forums. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them. To request removal of your personally identifiable information from our blog or community forum, contact us at In some cases, we may not be able to remove your personally identifiable information, in which case we will let you know if we are unable to do so and why.

Legal Disclaimer

In certain situations, Capital Intellect, Inc. may be required to disclose personal data in response to lawful requests by public authorities, including to meet law enforcement requirements. We reserve the right to disclose users' personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights, protect your safety or the safety to others, investigate fraud, respond to a government request, and/or to comply with a judicial proceeding, court order, or legal process served on our website.

If Capital Intellect, Inc. is involved in a merger, acquisition, or sale of all or a portion of its assets, you will be notified via email and/or a prominent notice on our website, of any change in ownership, uses of your personally identifiable information, and choices you may have regarding your personally identifiable information.

We may also disclose your personally identifiable information to any other third party with your prior consent.

Log files

As is true of most websites, we automatically gather certain information that is stored in our servers log files. This information includes Internet protocol (IP) addresses, browser type, Internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data.

We do not link this automatically collected data to personally identifiable information. As needed, BeFrugal may aggregate data collected from log files to demonstrate usage information from our website for prospective merchants.


We provide users the opportunity to 'opt-out' of having their personally identifiable information used for certain purposes. For example, if they do not wish to receive any additional marketing material from us, they can indicate this preference upon first receiving any promotional communications.

If users no longer wish to receive our promotional communications, they may opt-out by following the instructions included at the bottom of all communications, or by contacting us directly.

Updating/Deleting Personally Identifiable Information

Upon request Capital Intellect, Inc. will provide you with information about whether we hold any of your personal information. If your personally identifiable information changes, or if you no longer desire our service, you may correct, update, delete/remove or deactivate it by making the change on our My Account page or by contacting us here. We will respond to your request to access within a reasonable timeframe.


We use a chat feature to assist you with any questions you may have while using the site. If our chat feature is offline we might collect your name and email address so that we may reply to your request.

Refer a friend-Third party PII

If you choose to use our referral service to tell a friend about our site, we will ask you for your friend's name and email address. We will automatically send your friend a one-time email inviting him or her to visit the site. Capital Intellect, Inc. stores this information for the sole purpose of sending this one-time email. Your friend may contact us at to request that we remove this information from our database.


We follow generally accepted industry standards to protect the personally identifiable information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your personally identifiable information, we cannot guarantee its absolute security.

Data Retention

We will retain your information for as long as your account is active or as needed to provide you services. If you wish to cancel your account or request that we no longer use your information to provide you services contact us here. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

Changes in this Privacy Policy

If we decide to change our privacy policy, we will post and date those changes to this privacy policy, the home page, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.

We reserve the right to modify this privacy policy at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on this Site prior to the change becoming effective.

Contact Us

If you have any questions or suggestions regarding our privacy policy, please contact us at:

You may also mail us your questions or suggestions to us at the following address:

Capital Intellect Inc.
P.O. Box 51607
Boston, MA 02205

Befrugal's Pledge to our members:

At BeFrugal we are committed to helping you save.

We promise the best selection of working coupons, the best Cash Back rates and uparalleled service to our members. Membership is free; and we hope that you do all your shopping through BeFrugal.

- Jon Lal, founder of BeFrugal