BeFrugal

Our Review:
With a generous intro offer, high standard Cash Back rate of 1.5% and increased rates of Cash Back on select categories, the Chase Freedom Unlimited® Credit Card makes a great choice for just about everyone. New cardholders earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back. Enjoy 6.5% Cash Back on travel purchased through Chase Ultimate Rewards, 4.5% Cash Back on drugstore purchases and dining at restaurants, and 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards, 3% cash back on drugstore purchases and dining at restaurants, and unlimited 1.5% cash back on all other purchases. There is no annual fee and no minimum to redeem your Cash Back via Chase's Ultimate Rewards.


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Our Review:
With the Citi® Double Cash Card, card members earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. This is the ideal card for consumers who want no-hassle cash back rewards on all credit card purchases. To earn cash back, card members will need to pay at least the minimum due on time each month. There is no annual fee with this card.


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Our Review:
For those willing to put in a little work to stay on top of the quarterly Cash Back bonus categories, the Chase Freedom Flex Credit Card is a great choice. Each quarter, new categories are available that pay 5% cash back (on up to $1,500 spend per quarter). All year round, cardholders can enjoy 5% Cash Back on travel purchased through Chase plus 3% on dining at restaurants and drugstores. New cardholders also can earn a generous bonus of $200 with $500 in spend in the first 3 months. There is no annual fee and no minimum to redeem your Cash Back via Chase's Ultimate Rewards.


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Our Review:
Anyone who spends money dining out, on entertainment or on grocery shopping will love the Capital One SavorOne Cash Rewards for Good Credit. Card members earn unlimited 3% cash back on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart® and Target®). Additional bonus categories include 10% cash back at Uber & Uber Eats, 8% cash back on Capital One Entertainment, and unlimited 5% cash back on hotels and rental cars booked through Capital One Travel. All other purchases will earn 1% cash back. In addition, new cardholders also can earn a generous bonus of $200 with $1000 in spend in the first 3 months. There is no annual fee and no foreign transaction charges.


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Our Review:
Those looking for high cash back rewards automatically tailored to their shopping habits, look no further than the Citi Custom Cash® Card. What sets this card apart is that card members will automatically earn 5% cash back on their top eligible spending category – on up to $500 in spend each billing cycle. No rotating categories, no opting in and no changing categories every quarter, the cash back rewards are fully automated and bonus categories determined by each members spending activity. New members can also earn a bonus of $200 cash back with $1,500 in spend over the first 6 months (fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back). There is no annual fee charged for this card.


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Our Review:
Featuring a best-in-class bonus offer, generous rewards on travel, and no foreign transaction fees, the Chase Sapphire Preferred® Card is an excellent choice for frequent travelers. Cardholders can earn a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining, and 2X points on all other travel purchases. Points can be transferred and used directly at airline and hotel loyalty programs but when redeemed through Chase's Ultimate Rewards portal will be worth an additional 25%. Best of all, new cardholders will earn 60,000 bonus point after spending $4,000 in the first 3 months. The bonus points used through Chase's Ultimate rewards portal have a value up to $750. The annual fee for the card is $95.


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Our Review:
Frequent travelers who value high rewards and flexibility will be well served with the Capital One Venture Rewards Credit Card. Cardholders earn 2 miles per dollar on all purchases, redeemable for airfare and hotel stays. Miles are transferable to 15+ travel loyalty programs. Unlike some other travel loyalty cards, the rewards never expire and there are no blackout dates. Members can also earn 5 miles per dollar on hotels and rental cars booked through Capital One Travel. To top it off, new cardholders can earn a one-time bonus of 75,000 miles when you spend $4,000 in purchases in the first 3 months from account opening, equal to $750 in travel. There is a $95 annual fee but most shoppers can make that up quickly in rewards.


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Our Review:
For small business owners who regularly buy office supplies, pay utilities and have travel expenses, we recommend the Ink Business Cash® Credit Card. Earn 5% cash back (up to $25,000 combined annual spend) at office supplies stores and on internet, cable and phone services each account anniversary year. In addition, 2% cash back is earned on at gas stations and restaurants each accounts anniversary year with unlimited 1% cash back on all other purchases. There's also a stellar bonus of $750 after spending $6,000 in the first 3 months. There is no annual fee and employee cards are available at no additional cost.


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Our Review:
Students with limited or no credit can earn cash back on all of their purchases plus a $50 new card member bonus with the Capital One SavorOne Student Cash Rewards Credit Card. Card members earn unlimited 3% cash back on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart® and Target®). Additional bonus categories include 10% cash back at Uber & Uber Eats, 8% cash back on Capital One Entertainment, and unlimited 5% cash back on hotels and rental cars booked through Capital One Travel. All other purchases will earn 1% cash back. New cardholders earn a bonus of $50 with $100 in spend in the first 3 months. Cardholders can enjoy piece of mind with $0 fraud liability. There is no annual fee and no foreign transaction charges with this card.


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Our Review:
No annual fee and a low security deposit requirement make the Capital One Platinum Secured Credit Card a good alternative to a prepaid card for those looking to improve their poor credit history. Cardholders can get a credit line of $200 by providing access to an authorized bank account and a security deposit of $49, $99, or $200. The card will report to all three major credit bureaus and cardholders get free credit monitoring via the CreditWise app. Unlike some other secured credit cards, this card comes with perks usually reserved for cards requiring a higher credit score including $0 fraud liability, price protection, roadside assistance, and more.


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